The Chicago School and Columbia Teacher's College

Hi everyone, I'm way really new to this board, and to be honest, all this information about MSW/MHC/MFT on this website and countless others I have done research on only help to confuse me even more. However, I have narrowed down my choices to two programs and I still have quite a few questions I was hoping someone can answer.
First, let me say a bit about myself. I'm an undergraduate student at Loyola University in Chicago majoring in psychology. My cumulative GPA is 3.84, and my major GPA should be around 3.9. I volunteered as a research assistant for one of my professor for the fall semester and also planning to volunteer for the spring semester. I also volunteered at a hotline crisis for about two months now and will continue until graduate school. Another fact which might be irrelevant is that I will have completed my undergraduate studies in only 3 years. I'm graduating in the spring semester. My original dream was getting a PhD in clinical psychology and treating depression. I only want to work in a clinical setting and not teach/research. I still like having the prospect of being able to fall back into teaching/research though so I like the PhD route. However, due to not having enough research/clinical experience (like my adviser told me) I wouldn't be eligible for a PhD program. Therefore, right now I'm looking into masters programs in counseling or clinical psychology. So first off here are some of my questions, sorry if these some of these seem stupid :
Why is MFT considered a different route from a masters in counseling (at least on this forum, it seems that way to me unless I am mistaken) ? What is the difference in job opportunities between a counseling program and a MFT program ? Is most MFT more concerned with couples therapy or more concerned with adolescent and child therapy or does it depend on each individual program?
Is it necessary to get accepted into a CACREP program ? How are my chances in working after I receive my masters hurt if I get into a non-CACREP program instead (espescially in the state of Illinois) ? I would also appreciate it if someone can tell me how I can find out each state's regulations on the matter.
My current plan is either to get a terminal masters in clinical psychology or general psychology then apply straight to a PhD program versus getting a masters in counseling, then working a few years towards my license and then see what direction I want to head at that point. I understand for the first option, I could get my masters in as soon as a year and a half but how long for the second option (including the 3000 hours of supervised work towards the LCPC) ? Realistically, if I don't have another job and fully concentrate on my studies, what is the least amount of time I can get my masters and LCPC ?
Some people have said that a MSW generally offers more job opportunities than a Masters in counseling or masters in psychology. Is the difference in job opportunities quite large? or is it still easy to find a job ? I found one thread on here where the person got their Masters in counseling from FL and went to NY and could not find any real work and most of the places in NY prefer a MSW so I'm afraid of that happening to me since I'm not the type of person who will stay in one place for too long.
Right now, I'm considering two programs :
1/ The M.A program in Clinical Psychology Personality and Psychopathology track at Columbia Teachers College
http://www.tc.edu/ccp/clinical/
2/ The M.A in Counseling Psychology, Treatment of Addiction Disorders Concentration at the Chicago School of Professional Psychology.
http://www.thechicagoschool.edu/Chic..._Concentration

I have read on this forum that Teachers College at Columbia isn't exactly a good program, and to be honest, with its costs and the fact that they hardly offer any scholarships, I'm not so keen on wasting my parents' money on a not-so-good education in a city with such a high living standard.
I really like way the Chicago School program sounds though, and I definitely have a strong interest in working with addiction, so I was wondering if anyone on this forum have heard of or is a student of the school and any of its similar programs and would be able to give me a brief review on its programs. Also, the program says that as part of the curriculum, I would have 700 hours of field work minimum, would these 700 hours count towards the required 3000 for the LCPC ?
Also, if I specifically want to work with depression, what other options or routes do you guys suggest ? I would appreciate any suggestions or recommendations about your own specific routes you guys have taken to be able to work with depression.
I realize my post was way too long and probably confusing, but thank you guys for having read this far. I'd appreciate any helpful answers you guys can offer.

Source: http://forums.studentdoctor.net/showthread.php?t=879424&goto=newpost

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